Mortgage Loans and refinancing services
Don't you hate it when you buy something big, and then the very next month the price changes or something new comes out that instantly means you paid more than you should?
We follow the rates so you don't have to
At MorCan Direct, we keep daily tabs on the Canadian debt market, and we're able to determine the exact best time for you to refinance your mortgage - both now and later. That's right, if it turns out that you can save even more money a year or two from now, we'll get in touch and make sure you don't miss out.
Bank penalties demystified
"He’s approachable, professional and knows the business better than anyone else." – Ben, Toronto
The big banks have some creative ways of making sure that they make money if you refinance, with fancy names like "interest rate differential" but they don't want you to know how they work - or how to beat them.
See for yourself
Not sure if it's time to refinance? You're welcome to call us anytime, but maybe it's 3 in the morning and you can't wait to get started. That's why we've created an online calculator that can instantly show you how much staying with your current mortgage is costing you.
How much is an hour of your life worth to you?
We fill out all the paperwork. We contact the banks on your behalf. Really, we do just about everything but drive you to the office (and maybe you should ask us about that!) All we need from you is some basic information that you already have written down, like your last mortgage statement, and we do all the work for you - in many cases, your total time investment is less than an hour, and your potential savings could be hundreds of dollars a month.