If you're starting to think about buying a home and applying for a mortgage (or you're already in the thick of it), remember that your pre-approved loan amount may overestimate what you can actually afford to pay. Stay within your budget so you'll be able to comfortably afford your new home. Don't underestimate the extra costs that will become part of your new life as a homeowner. Most importantly, don't go directly to your bank for a mortgage - they won't always offer the lowest and best rate like we can. We will find you the perfect package with the lowest rates.
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