In 2002 Marcus joined MorCan and began working closely with various lenders to build brand recognition and strengthen relationships. His ability to develop strong reciprocal relationships allowed him to help various lenders craft mortgage products that catered not only to the mortgage broker channel, but to the needs of both the homeowner and the investor. In the years since, Marcus has helped MorCan cultivate a mortgage portfolio of approximately $1.75 billion dollars in residential and commercial mortgage origination. With his highly touted monthly newsletters and open seminars, Marcus Tzaferis has firmly established himself in the top 1% of Mortgage Brokers in Canada. Because of this he regularly appears on CBC The National and CP24, where his opinions on the Canadian mortgage industry are highly regarded.
The handy calculators our on site can you help you to calculate mortgage payments at different terms and rates, but that's not all. We also have utilities for working out how large a mortgage you qualify for, how many months you can take off your amortization with a lump sum payment, how increasing the frequency of your payments can decrease your amortization period, and more. Please contact Marcus at 416-214-9000 for more information on Toronto mortgage rates or apply online.
The experienced staff at MorCan Direct can offer expertise in every area of mortgage lending for your Toronto area home, from purchase to refinance to construction lending. What about consolidating your debts into one easy-to-manage bundle? We can help with that, too. Speak to an agent immediately by calling (416) 214-9000, or use our Request Info form and we'll get back to you.
The only thing that will remain constant is uncertainty in the market. Will mortgage rates go up? Should you lock into a fixed rate now? Variable rate mortgages (VRM) aren't for the feint of heart, but a VRM will probably save you some money over the next few years, if you choose the right one and protect your interests. For example, make sure you set your amortization schedule properly in case rates go up. And pay attention to the indicators so you can identify the right time to switch to a fixed rate mortgage, or work with a mortgage broker (like us!) who will do this for you.
The Bank of Canada looked at Competition in the Canadian Mortgage Industry and concluded, among other things, that borrowers who use a mortgage broker pay less than those who deal with lenders directly, and that lenders maximize their profits based on observing the preferences and skills of their clients with respect to shopping and bargaining for a mortgage. Further, consumer loyalty allows banks to charge higher mortgage rates to their existing clients, while they offer larger discounts to new clients. The solution? Call MorCan Direct.
The Unbeatable Mortgage from MorCan Direct stands alone in a market of catches and hidden fees. It's simple: we guarantee that you will lock in your variable mortgage at the lowest rate in the market! In addition to our great rates, you will also discover the value in dealing with our team of well trained professionals. We will keep you informed with updates on financial markets and advice from Canada's leading economists on when to lock in your mortgage and how to pay your mortgage down faster. Best of all, our services cost you nothing.
Approaching the banks can be a scary thing, but you don't need to face them alone ever again. Even if you've had some tough luck, even for those with bad credit, mortgage financing is always available. Let us negotiate on your behalf, and have the banks competing for your business instead. We work for you right up until your closing date, and beyond. Our mortgage experts never stop looking for the best rate on your mortgage. If it turns out that you can save even more money a year or two from now, we'll get in touch and make sure you don't miss out.
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